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HorizonPointe Financial Group Introduces Regional Market Analysis for Changing Economic Conditions

Rev Up Marketers

HorizonPointe Financial Group today released its Regional Market Analysis, providing clients with insights into economic trends across various geographic areas amid changing economic conditions. The analysis, developed by the firm's research department, examines key indicators across North America, Europe, and Asia-Pacific markets, offering perspective on regional economic developments and their potential implications for investment considerations. "Regional economic trends are showing increasing divergence," said Andrew Evan Watkins, Chief Analyst and Director at HorizonPointe Financial Group. "Our analysis aims to help clients understand these differences when considering portfolio construction." The research highlights several notable patterns across regions, including varying policy approaches, different inflation trajectories, and distinct sector performance. These observations reflect the increasingly complex nature of current economic conditions. North American Market Observations HorizonPointe Financial Group's analysis examines recent economic data from U.S., Canadian, and Mexican markets, noting differences in economic performance and policy direction. "North American economies are demonstrating varied responses to current conditions," noted James Wilson, North American Research Lead at HorizonPointe Financial Group. "Understanding these differences provides important context for regional allocation decisions." The analysis examines manufacturing activity, service sector development, and consumer spending patterns across the region, identifying areas of relative strength and potential vulnerability as economic conditions evolve. European Considerations In European markets, HorizonPointe Financial Group's research addresses varying economic indicators across northern, southern, and eastern European countries, noting how regional differences affect various market sectors. "European economic patterns continue showing meaningful variation," explained Sophia Bergmann, European Markets Director at HorizonPointe Financial Group. "These differences influence sector performance and create distinct considerations for European market positioning." The analysis examines recent developments in industrial production, consumer confidence, and policy approaches across the European region, providing context for understanding current economic trends. Asia-Pacific Development HorizonPointe Financial Group's research also explores economic conditions across major Asia-Pacific markets, examining growth rates, trade relationships, and sectoral developments. "The Asia-Pacific region demonstrates its own distinct economic patterns," said Dr. Raymond Chen, Head of Asia-Pacific Research at HorizonPointe Financial Group. "These regional characteristics inform our understanding of market dynamics and potential opportunities." The analysis considers various economic indicators, policy developments, and sector trends across major Asian economies, providing perspective on how these factors might influence regional market performance. Application for Portfolio Considerations The Regional Market Analysis offers several observations for clients considering portfolio construction during current market conditions. These include the importance of understanding different economic trajectories, recognizing policy divergence, and considering how various sectors might perform under regional economic conditions. "Regional economic understanding provides important context for thoughtful portfolio construction," Watkins noted. "As economic patterns continue evolving, this regional perspective helps inform allocation decisions across markets and sectors." HorizonPointe Financial Group's Regional Market Analysis is available to clients through the firm's advisory services. The firm plans to provide quarterly updates to this analysis as economic conditions develop throughout 2025. About HorizonPointe Financial Group: HorizonPointe Financial Group provides investment advisory services for institutional and individual clients. Founded in 2003 in Singapore and based in California since 2018, the firm manages assets with offices in multiple locations. Andrew Evan Watkins, Chief Analyst and Director, leads the firm's research initiatives. For more information, visit www.horizonpointefinance.com. Contact Details HorizonPointe Financial Group Andrew Evan Watkins +1 646-201-0278 media@horizonpointefinance.com Company Website https://horizonpointefinance.com/

May 07, 2025 06:53 AM Eastern Daylight Time

News Release

HorizonPointe Financial Group Analyst Forecasts: Semiconductor Industry Accelerating Supply Chain Diversification as Regional Production Capacity Emerges as Competitive Focus

Rev Up Marketers

The global semiconductor industry is undergoing a profound transformation, with supply chains rapidly shifting toward multi-regional parallel production models. According to industry data, more than 30 major semiconductor companies have announced significant supply chain adjustment plans since the first quarter of this year. This shift marks the industry's evolution from decades of focus on globalized production efficiency toward a model emphasizing supply chain resilience and regional balance. Analysts point to geopolitical tensions and trade policy adjustments as core factors driving this transformation. HorizonPointe Financial Group Chief Analyst and Director Andrew Evan Watkins stated in an interview: "We are witnessing a fundamental transformation in the semiconductor industry. Companies are no longer simply pursuing cost minimization, but are focusing more on building resilient production networks capable of responding to multiple challenges." Investigations reveal that leading chip manufacturers have begun simultaneously expanding capacity across multiple regions. New facility investments in North America, Europe, and Southeast Asia have nearly doubled compared to the same period last year. Particularly noteworthy is that advanced packaging technology has become a focal point for competitive development across regions. "Advanced packaging could become the breakthrough point for regionalized production," explained Jennifer Miller, supply chain expert from HorizonPointe Financial Group. "However, equipment supply and specialized talent remain key factors constraining expansion speed. Successful companies are addressing these challenges through forward-looking talent development and equipment procurement diversification." Industry observations show significant differences in adaptation capabilities across different market segments. Memory chip manufacturers demonstrate relatively higher geographic flexibility, while advanced logic chip manufacturers face greater challenges when replicating highly complex processes. Concurrent with supply chain restructuring is a transformation in corporate inventory strategies. Industry reports indicate that major chip manufacturers have increased critical component reserves by approximately 40% while implementing more advanced tracking systems to optimize inventory management. Downstream electronics manufacturers are also adjusting procurement strategies to adapt to these changes. "Multi-source procurement has become standard practice," an industry expert noted, "single-supplier models carry too much risk in the current environment." HorizonPointe Financial Group's analysis emphasizes that these changes represent not merely cyclical adjustments but industry restructuring with long-term structural significance. Watkins pointed out: "What we're seeing is the semiconductor industry establishing new operational foundations that will reshape the global industry landscape for years to come." Experts predict that as regional production networks mature, semiconductor supply chain resilience will significantly strengthen, though challenges of rising costs and efficiency adjustments may be faced in the short term. Industry leaders are working to find a new balance between security and efficiency. About HorizonPointe Financial Group: HorizonPointe Financial Group is an independent research and analysis company focused on global economic and industry trends. The company was established in 2003 with headquarters in California, providing industry-specific insights in technology supply chains, manufacturing trends, and cross-border trade dynamics. Contact Details HorizonPointe Financial Group Andrew Evan Watkins +1 646-201-0278 media@horizonpointefinance.com Company Website https://horizonpointefinance.com/

May 07, 2025 06:50 AM Eastern Daylight Time

Copper Property CTL Pass Through Trust Issues Monthly Reporting Package for April 2025

Copper Property CTL Pass Through Trust

Copper Property CTL Pass Through Trust (“the Trust”) has filed a Form 8-K containing its monthly report for the period ended April 30, 2025. An aggregate total distribution of $7.1 million or $0.095214 per trust certificate will be paid on May 12, 2025, to certificateholders of record as of May 9, 2025. Additional information, including the Trust’s Monthly and Quarterly Reports, as well as other filings with the Securities and Exchange Commission (“SEC”) can be accessed via the Trust’s website at www.ctltrust.net. About Copper Property CTL Pass Through Trust Copper Property CTL Pass Through Trust (the “Trust”) was established to acquire 160 retail properties and 6 warehouse distribution centers (the “Properties”) from J.C. Penney as part of its Chapter 11 plan of reorganization. The Trust’s operations consist solely of owning, leasing and selling the Properties. The Trust’s objective is to sell the Properties to third-party purchasers as promptly as practicable. The Trustee of the trust is GLAS Trust Company LLC. The Trust is externally managed by an affiliate of Hilco Real Estate LLC. The Trust is intended to be treated, for tax purposes, as a liquidating trust within the meaning of United States Treasury Regulation Section 301.7701-4(d). For more information, please visit https://www.ctltrust.net/. Forward Looking Statement This news release contains certain “forward-looking statements”. All statements other than statements of historical fact are “forward-looking statements” within the meaning of the Private Securities Litigation Reform Act of 1995. These statements may be identified by the use of forward looking terminology such as “anticipate,” “believe,” “continue,” “could,” “estimate,” “expect,” “intend,” “may,” “might,” “our vision,” “plan,” “potential,” “preliminary,” “predict,” “should,” “will,” or “would” or the negative thereof or other variations thereof or comparable terminology and include, but are not limited to, the Trust’s expectations or beliefs concerning future events and stock price performance. The Trust has based these forward-looking statements on its current expectations, assumptions, estimates and projections. While the Trust believes these expectations, assumptions, estimates and projections are reasonable, such forward-looking statements are only predictions and involve known and unknown risks and uncertainties, many of which are beyond its control. These factors, including those discussed in the Trust’s Registration Statement on Form 10 filed with the Securities and Exchange Commission (the “SEC”), may cause its actual results, performance or achievements to differ materially from any future results, performance or achievements expressed or implied by these forward-looking statements. For a further list and description of such risks and uncertainties, please refer to the Trust’s filings with the SEC that are available at www.sec.gov. The Trust cautions you that the list of important factors included in the Trust’s SEC filings may not contain all of the material factors that are important to you. In addition, in light of these risks and uncertainties, the matters referred to in the forward-looking statements contained in this news release may not in fact occur. The Trust undertakes no obligation to publicly update or revise any forward-looking statement as a result of new information, future events or otherwise, except as otherwise required by law. Contact Details Jessica Cummins +1 815-931-5380 Jcummins@hilcoglobal.com

May 06, 2025 04:19 PM Eastern Daylight Time

Debt.com Study: 91% of Americans with Medical Debt Believe It Shouldn’t Affect Credit Ratings – But Legislative Threats to CFPB Could Jeopardize Protections

Debt.com

A recent nationwide survey by Debt.com reveals that nearly 90% of Americans carrying medical debt think it should not impact their credit scores. This comes shortly after the Consumer Financial Protection Bureau ( CFPB ) enacted a rule aimed at excluding medical debt from credit reports. Despite this progress, the future of this regulation is at risk, as some lawmakers are calling for its dismantling. The survey, which included 682 U.S. adults, found that the majority of participants support the CFPB’s decision. Specifically, 91% of those with medical debt believe it should be excluded from credit reports. Over half of those surveyed reported that their credit scores have already been negatively affected by medical bills, with some individuals seeing their scores drop by over 100 points. “Medical expenses are often unavoidable and don’t reflect an individual’s financial responsibility,” stated 30% of the respondents. Additionally, 10% noted that the credit scoring system is too complex and unreliable for accurately assessing creditworthiness. Howard Dvorkin, CPA and Chairman of Debt.com agrees, “We don’t penalize people for getting sick, but that’s exactly what happens when medical debt lowers their credit score. This isn’t about dodging responsibility—it’s about recognizing that health emergencies shouldn’t derail someone’s entire financial future.” Howard Dvorkin CPA and chairman of Debt.com The survey paints a troubling picture of how deeply medical debt is woven into American lives: 51% currently owe medical debt 59% say their debt has led them to skip or delay necessary care 20% owe $10,000 or more 9% owe $50,000 or more Among those with damaged credit: 30% saw their credit score fall by 50–100 points 14% saw a drop of more than 100 points more than 100 points “Medical debt doesn’t just show up on a credit report—it shows up in everyday life”, says Don Silvestri, President of Debt.com. “It drains savings, delays goals, and forces people to make impossible choices between their health and their finances.” Don Silvestri President of Debt.com To pay for medical debt, survey respondents took a hit to their financial stability: 36% wiped out their emergency savings 26% tapped retirement funds 26% charged medical bills to credit cards 17% struggled to afford rent, utilities, or food As inflation continues, 86% say it’s become harder to pay off medical debt. The consequences are not only financial but deeply personal with 57% saying debt is delaying major life goals like higher education, marriage, homeownership, or starting a family. Millennials are the most affected, with 62% reporting that medical debt is holding them back. Debt.com’s data suggests Americans overwhelmingly oppose the idea of the CFPB medical debt protections ending—and want solutions that reflect financial reality, not punishment for medical emergencies. About Debt.com Debt.com is a leading resource for personal finance education and debt solutions. In partnership with certified credit counselors and financial professionals, Debt.com helps individuals navigate challenges related to credit, budgeting, student loans, and more. Contact Details Jill Randolph JRandolph@mediamgmtgroup.com Company Website https://www.debt.com/

May 06, 2025 01:13 PM Eastern Daylight Time

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Velocity Global Appoints Dutta Satadip as Chief Business Operations Officer

Velocity Global

DENVER and PALO ALTO, May 6, 2025 — Velocity Global, the leading provider of Global Workforce Platform & Services, today announced the appointment of Dutta Satadip as Chief Business Operations Officer. In this role, Satadip will lead global business operations and strategy to accelerate growth and deepen the company’s impact in helping businesses seamlessly manage distributed workforces around the world. “I’m thrilled to welcome Dutta to our executive team during this exciting chapter of Velocity Global’s journey,” said Francoise Brougher, CEO of Velocity Global. “Dutta brings an exceptional combination of customer-centric thinking, operational rigor, and leadership across global markets. His expertise will be instrumental in driving value for our clients and scaling our business.” Satadip brings over 20 years of leadership experience in scaling customer operations, growth strategy, and business transformation across global technology companies. He has held senior executive roles at companies such as Pinterest and Google, where he led large-scale international teams and implemented strategies that drove user engagement and business expansion across diverse markets. Recently, Satadip served as Global Vice President of Strategy and Operations at PagerDuty and as a Chief Customer Officer at ActiveCampaign, where he was responsible for building and aligning customer success, support, and experience teams to deliver consistent value across the customer lifecycle. He is also a recognized thought leader on customer-centric growth, frequently speaking on the intersection of technology, operations, and customer success. “I’m inspired by Velocity Global’s mission to enable opportunity for anyone, anywhere,” said Dutta Satadip. “This is a pivotal time for businesses navigating the future of work, and I’m excited to help shape how we support our clients through innovation, scale, and service excellence.” About Us Velocity Global gives you the power to build and manage your international workforce with confidence. As a leading Global Workforce Platform & Services provider, we combine AI-powered technology and local, in-country expertise to simplify every aspect of workforce management. From hiring and payroll to compliance and retention, we make it easy to grow your business across 185+ countries. With Velocity Global, a world of opportunity is yours. Contact Details Fatima Afzal +1 510-415-3614 press@velocityglobal.com Company Website https://velocityglobal.com/

May 06, 2025 09:50 AM Pacific Daylight Time

Air|Water Driven by Mobil 1 Celebrates Another Successful Porsche Event

Luftgekuhlt

With the third annual Air|Water Driven by Mobil 1 event in the books, the organizers would like to thank the attendees, car-owning entrants, marketing partners and exhibitors who combined to create yet another unparalleled success. And despite some rain showers, nothing could dampen the spirits of the fans who came together on April 26 in Costa Mesa, CA to share their passion for all things Porsche. As the presenting sponsor, Mobil 1 placed historic and significant cars throughout the 150-acre site, focusing on racing success from rally to endurance favorites. The striking Troy Lee Design-liveried 2024 992 GT3 Cup and 2011 997 GT3 RSR were fan favorites among the storied Mobil 1-sponsored cars. Guest of honor was the 1985 McLaren MP4/2B powered by the legendary 1.5-liter V6 turbo Porsche-TAG engine. The hero car displayed in the amphitheater powered Alain Prost to his first of four world championships, beating teammate Niki Lauda and claiming five wins in 1985. The scene at Air|Water was carefully set to transport guests back to the ’80s turbo era, flanking the F1 star with turbocharged Porsche 930 and 959 street cars. The McLaren was also surrounded by a stunning display of Paint to Sample (PTS) cars. This Porsche program allows customers to order their vehicle in unique, custom paint colors beyond the standard color palette. A team led by Will Lee (@PTSRS) sourced the most popular PTS colors applied to both air- and water-cooled vehicles, creating a stunning display of vintage and modern PTS Porsches. Another popular destination at Air|Water Driven by Mobil 1 was the Joshua Vides art installation. Working with Creative Director Jeff Zwart, the pair highlighted a Porsche 911 that Joshua recently showcased in Los Angeles. It was paired with a modern specialty 911 ST model, highlighting the themes of both Air and Water. Joshua’s unique black & white style created another dramatic highlight for attendees to enjoy. Visitors who wished to experience the very latest Porsche 911 models could participate in the Porsche Thrill Ride, which debuted at Air|Water. All event ticket holders were able to enjoy a free ride on a specially constructed course that allowed Porsche’s professional drivers to vividly demonstrate the agility and handling prowess of the latest cars. With six vehicles running throughout the show hours, visitors didn’t have to wait long to experience the exhilarating ride. If the Thrill Rides convinced visitors they needed a Porsche of their own, it was a short walk to the Broad Arrow live auction, which saw 55 cars cross the block. In total, the hammer dropped on approximately $15.3 million in sales of some of Porsche’s finest automobiles. The prime lot was a 1989 RUF CTR Yellowbird, chassis #023 uniquely specified with a lightweight interior. Following some strong bids, the CTR Yellowbird sold for $4,680,000. Also receiving plenty of attention was a 2015 Porsche 918 Spyder Weissach Martini Racing, which sold for $2,590,000. A 1966 Porsche 906 went for $1,528,500, with a 1990 Porsche 911 Coupe Reimagined by Singer sold for $1,006,000. Visitors could also browse a number of products and services in the Exhibitor Hall, which was filled with performance specialists, accessories, art, apparel, and more. It proved a popular destination for existing and future Porsche owners. As did the two Air|Water event merchandise areas, selling the latest apparel and collectibles as well as some classic items from previous events. The latest items are also available at air-water.com. After three successful years, we’re delighted to announce Air|Water Driven by Mobil 1 will be back in 2026 and the team is already planning some big surprises for visitors. LUFTGEKÜHLT 11 ANNOUNCED Dedicated exclusively to air-cooled Porsche models, the host city for Luftgekühlt 11 has finally been announced: We’re heading to Durham, NC on October 4. This will be the first time Luft has held the event on the East Coast, giving air-cooled Porsche fans a unique opportunity to experience what makes the Luft event series so special. More details about the venue will be revealed in due course, as well as the date for ticket sales. We should caution that Luft 11 will almost certainly sell-out, so mark your calendars, follow @luftgekuhlt or sign up for the newsletter at luftgekuhlt.com to ensure you hear the news first! AIR|WATER POLAND ANNOUNCED And in another “first,” the team is taking Air|Water Driven by Mobil 1 to Europe. It’s heading to Warsaw, Poland on June 13-14. A specially selected venue will host the key ingredients of air- and water-cooled Porsches, old and new, road and race: the same ingredients that have made the California events so special. For more details and ticket purchases, visit air-water.com/pages/poland EDITOR’S NOTE Images from Air|Water 2025 are available HERE Photo credit: Air|Water and Race Service A video from Air|Water 2025 is available to view and share HERE Images for Air|Water Poland are available HERE ABOUT AIR|WATER From the creators of Luftgekühlt comes the largest single-brand automotive experience to hit Southern California. Embarking on a fresh format that traces Porsche's journey from its inaugural moments to the contemporary masterpieces and most cutting-edge examples of today. For more information, visit air-water.com ABOUT LUFTGEKÜHLT In the Porsche vernacular, Luftgekühlt represents all the air-cooled cars in the manufacturer’s history, from the Pre-A 356 through the 993 model line, which ended in 1998. A true Porsche happening, Luftgekühlt is an experiential car culture event centered around a tightly curated list of historically significant or interesting cars, both street and race. There is no set formula for our events, but we're excited by cool venues, fun people, and creative expression, so you can bet those elements will always be included. The team strives to develop wild ideas that celebrate the passion we have for all things air-cooled, including exciting collaborations with likeminded people and brands. For more information, visit luftgekuhlt.com Contact Details Media Contact media@luftgekuhlt.com Company Website https://air-water.com/

May 06, 2025 07:03 AM Pacific Daylight Time

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PowerPollen Receives Foundational Patent for Groundbreaking Pollen Storage Methodology

PowerPollen

PowerPollen, an agtech company improving crop pollination for increased agricultural productivity and profitability, has received U.S. Patent 12,245,587 for its groundbreaking process of using solid particulates blended with fresh pollen grains to protect pollen’s viability during storage. As the industry leader in commercial scale pollen collection, application and storage, PowerPollen’s IP strategy has been a key part of protecting their innovation while rapidly scaling to support global seed companies and farmers since the company was founded in 2015. PowerPollen collects, preserves and applies pollen to corn, wheat, rice, and other important crops, eliminating the previously required dependency on natural pollen shedding to pollinate female plants. This process enables the ability to more reliably and cost-effectively produce high-quality seed farmers plant for crops. Corn, rice, wheat and barley rank as the top four grain crops grown globally. This patent is part of a one-of-a-kind portfolio of intellectual property PowerPollen has secured in their pursuit to increase the productivity, profitability and sustainability of modern agricultural practices. “Our initial key discoveries more than a decade ago – and our ongoing innovation since – has enabled PowerPollen to scale our unique pollination tech stack of collection, storage and application to commercial levels in agriculture—helping farmers and seed production partners increase yields without increasing other inputs,” said Jason Cope, Chief Intellectual Property Officer, PowerPollen. “Our discoveries changed the previously held notion that row crop pollen was not capable of being stored for any duration. The ripple effect can clearly be seen by the consistent yield improvements in fields that PowerPollen has treated with stored pollen.” Achieving Production and Sustainability in Modern Agricultural Practices In 2015, PowerPollen began looking for ways to improve in-field crop pollination by collecting pollen and storing it for targeted application. In their discovery process, the greatest problem they encountered was that pollen tends to form large clumps when stored, which results in a rapid decline in pollen health. “We theorized that when a pollen grain dies, its walls lose integrity and the contents of the dead cell leak out, contacting other pollen grains in the batch being stored,” Cope said. “This causes adjacent pollen grains to die, resulting in the large clumps of dead pollen cells.” PowerPollen created a unique, cost-effective production process that blends fresh pollen with different materials that separate the live pollen grains from each other. This now patented process prevents the live pollen grains from contacting any material leaked from dead pollen grains, thus dramatically extending and prolonging the pollen’s viability. Today, PowerPollen holds the most patents for pollination-based technology, crop application and related innovations, based on over a decade of intellectual data and discovery and more than eight years of commercial field data and ongoing innovation. Because of its novel technology and the founders’ understanding of marketplace realities, IP strategy has been a critical part of the business to usher in the best technology advancements for customers. Patent Reinforces PowerPollen's Leadership in Pollination Technology for Agriculture “Seed crop producers today use incredibly innovative breeding techniques yet risk it all with pollination methods that haven’t changed for generations,” Cope said. “With this patent claim, we continue to execute our IP strategy focused on the foundational building blocks of pollination-enabling technologies – and advancing this innovation across crops and geographies at the pace, scale and reliability critical to advancing higher-yield and climate-resilient food production.” Seed industry partners already look to PowerPollen’s ability to practice on-demand pollination even within fields that are planted in the normal male to female row ratio. Pollination efficiency is the key rate limiting factor for yield and kernel quality. Further, producers can improve their seed purity by intentionally applying quantities of desirable pollen, which out competes undesirable pollen. By ensuring yield, quality and purity are all maximized, PowerPollen can generate significantly more value per acre. PowerPollen’s technology will be used on thousands of acres again this season across the U.S., with expansion planned globally. Customers interested in a demo or learning more can contact PowerPollen.com. PowerPollen offers a breakthrough, scalable technology to collect, preserve and apply pollen on-demand to help improve the productivity, profitability and sustainability of modern farming practices. Following multiple seasons of year-round field trials, PowerPollen’s patented pollination technology increases yield and improves the quality of commercial hybrid corn seed production. The company has applied its technology across thousands of commercial acres over the past several years. PowerPollen is headquartered in Iowa with additional research operations in Puerto Rico and Texas. Learn more about how PowerPollen’s on-demand pollination technology works at www.powerpollen.com. Contact Details AgTech PR Jennifer Goldston jennifer@agtechpr.com Company Website https://powerpollen.com

May 06, 2025 08:30 AM Central Daylight Time

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FINTECH.TV Acquires Breakout Audio to Expand Global Reach in Audio-Driven Financial and Social Media

Fintech.TV

FINTECH.TV, the global media platform focused on digital and impact investing content, announced today the acquisition of Breakout Audio, a rapidly growing audio-based social network with users in over 24 countries. This strategic move reinforces FINTECH.TV ’s commitment to expanding its multi-platform distribution and deepening its connection to digitally native audiences around the world. Breakout Audio is a real-time social audio and messaging platform that empowers users to access information, share insights, and engage in live, meaningful conversations. Known for its interactive format, Breakout has become a go-to platform for both everyday users and high-profile figures — from entrepreneurs and influencers to celebrities — who value immediacy and authenticity in their communication. "With the acquisition of Breakout Audio, we're not just expanding our footprint — we’re entering the future of how communities engage with financial, social, and cultural content," said Vince Molinari, Founder and CEO of FINTECH.TV. "Breakout's real-time audio capabilities and global reach align perfectly with our mission to democratize financial and impact-driven information worldwide." Breakout Audio’s international user base and real-time engagement model provide a compelling complement to FINTECH.TV ’s established presence in digital broadcasting, streaming, and impact-focused media content. The integration will bring FINTECH.TV ’s premium programming — including financial news, market insights, and interviews with world leaders — directly into interactive audio environments, increasing accessibility and interactivity for audiences globally. "Breakout was built on the belief that real-time voice and authentic connection can change the way people interact and share ideas. Joining forces with FINTECH.TV allows us to take that mission global and integrate powerful storytelling into live conversations that matter," states CEO and Co-Founder Cody Harvey. This acquisition follows FINTECH.TV ’s recent purchase of Bull Street Media, continuing a strategy of building a dynamic, multi-format media network centered on innovation, finance, and global impact. About FINTECH.TV FINTECH.TV is a first-of-its-kind global media platform bringing the latest news and perspectives in finance, blockchain, AI and sustainability investing. FINTECH.TV broadcasts from its marquee studio on the floor of the New York Stock Exchange and coverage from Abu Dhabi and London. About Breakout Audio Breakout Audio is a global audio and messaging platform that enables users to connect, collaborate, and engage in real-time conversation. From thought leaders and celebrities to casual users, Breakout is redefining how people connect around the world through the power of voice. Contact Details Fintech.TV Troy McGuire +1 407-883-9989 troy@fintech.tv Company Website https://fintech.tv/

May 06, 2025 08:21 AM Eastern Daylight Time

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Pineapple Financial Inc. (NYSE American: PAPL): Focused Execution in a Changing Mortgage Landscape

PAPL

The Canadian mortgage market is at a turning point. With interest rates stabilizing and millions of homeowners facing upcoming mortgage renewals, demand for smarter, faster, and more affordable lending solutions is accelerating. Lenders and brokers alike are under pressure to deliver—quickly and efficiently—at a time when traditional processes often fall short. That’s where technology comes in. Financial technology, or fintech, is transforming the mortgage experience—streamlining approvals, improving transparency, and helping consumers make more informed decisions. And with the global fintech sector projected to grow from $245 billion today to $1.5 trillion by 2030 (Boston Consulting Group and QED Investors), the opportunity is massive. One company positioned right at the intersection of this mortgage wave and fintech innovation? Pineapple Financial Inc. (NYSE American: PAPL). This Canadian mortgage tech company is building a scalable, cloud-based platform for brokers, combining personalized service with digital tools to serve a rapidly evolving market. What Does Pineapple Financial Do? Pineapple is a Canadian mortgage brokerage network with a difference. Instead of simply connecting borrowers and lenders, Pineapple gives its network of brokers powerful cloud-based and AI-driven tools that help them do their jobs better—and faster. With hundreds of brokers in its system, Pineapple focuses on both the success of its agents and the satisfaction of Canadian homeowners. In a market where more and more homeowners are renewing their mortgages or seeking new options, Pineapple is well-positioned to meet the demand. The company is also active in communities across Canada, supporting charities and giving back along the way. A Company on the Rise Pineapple has released a series of encouraging financial results over the past two quarters, showing strong growth, improved cost control, and a clear path toward profitability. In its most recent earnings release for the six months ended February 28, 2025, Pineapple reported: Revenue growth of 11.8% year-over-year, totaling $1.51 million. Gross billings up 15.2%, reaching $9.33 million. Net loss narrowed to $1.25 million from $1.53 million, thanks to cost-cutting and better efficiency. Operating cash usage cut nearly in half, dropping 47% year-over-year. SG&A expenses down 3.6%, a sign of smart spending discipline. Quarter-over-quarter, Pineapple continued this trend. For the three months ended February 28, 2025: Gross billings rose 19.6% year-over-year. Salaries and benefits dropped 27.7%, and marketing expenses were slashed by 62.1%. The company's net loss improved by 9.4%, down to $595,449. These numbers tell a consistent story: Pineapple is growing revenue while cutting costs—a rare combination that often signals a company nearing a financial turning point. CEO Shubha Dasgupta summed it up well: “Our second-quarter results highlight the successful transition to an integrated platform, driving meaningful cost savings and enhancing our ability to scale. Despite the headwinds in the Canadian real estate market, our focus on operational efficiency, cost control, and platform innovation has resulted in significant progress.” Strong Start to Fiscal 2025 Even before the latest report, Pineapple showed strong momentum in Q1 of fiscal 2025. The company posted: 34.6% revenue growth, hitting $766,074 for the quarter. A 26.8% reduction in net loss, down to $656,894. Steady operating expenses despite investing in marketing and new technology. An improved cash position of $619,581, showing stronger liquidity. The company also raised additional capital and invested in intangible assets like software infrastructure—moves that are expected to boost future performance. Positioned for Growth The mortgage market in Canada is currently undergoing a shift. With many Canadians renewing mortgages and interest rates showing signs of easing, there’s growing demand for smarter, tech-driven solutions. Pineapple is right in the middle of that trend. The company’s integrated platform, improved financial performance, and focus on operational excellence have set the stage for potential profitability as early as this year. According to CFO Sarfraz Habib: “We are well-positioned to achieve profitability in the near term, even amid a challenging macroeconomic environment.” Pineapple also continues to benefit from a large base of upcoming mortgage renewals—providing a built-in growth engine over the next 24 months. Final Thoughts With a scalable business model, improving financials, and a large addressable market, Pineapple Financial (PAPL) is a fintech that deserves a closer look. As the broader fintech sector heads toward a $1.5 trillion future, companies like Pineapple—focused, tech-enabled, and on a clear growth path—may be early movers in what could be the next wave of winners in financial technology. For investors interested in the intersection of fintech, real estate, and growth-stage companies, Pineapple could be a smart one to watch. Disclaimers: RazorPitch Inc. "RazorPitch" is not operated by a licensed broker, a dealer, or a registered investment adviser. This content is for informational purposes only and is not intended to be investment advice. The Private Securities Litigation Reform Act of 1995 provides investors a safe harbor in regard to forward-looking statements. 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May 06, 2025 07:00 AM Eastern Daylight Time

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