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Knowing When To Take Your Foot Off The Gas — Things To Keep In Mind In A Bear Market

Caleb & Brown

This educational guide exploring How To Protect Crypto Assets in a Bear Market was created in conjunction with Caleb & Brown. Caleb & Brown is the world’s leading cryptocurrency brokerage. Learn more here. For many inexperienced investors, the transition between the 2021 bull market and the 2022 bear market may have had dramatic effects on their portfolios. The simple reason is that both equities and cryptocurrencies do not behave the same way in a bull market as they do in a bear market. This seems like such a common sense conclusion that it’s barely worth stating, but, for those who have never experienced both ends of the market spectrum, it’s worth repeating. Investing in a bull market is like swimming with the tide. Guided by the strength of the current, your strokes lead you to your intended destination with ease. Investing in the 2021 bull market was more like swimming in the direction of a tsunami: A purchase of Bitcoin (BTC) Ethereum (ETH) and Solana (CRYPTO: SOL) made on Jan. 1, 2021, resulted in 120%, 227% and 1,350% returns, respectively, by April 15 of the same year. Imagine the psychological conditioning one developed as a new crypto investor in 2021. The values that have been proven to be wealth generators in the market — discipline, patience, risk management and knowledge — were all seemingly tossed out of the window. Abandoning these prudent principles may be covered up in a bull market, but in bear markets, they shine like diamonds in a field of coal. As discussed in a previous post, bear markets may provide the opportunity for bargain-picking certain assets, both traditional and digital, but they must be approached differently to bull markets. Here’s how to stay on the right course. Know Thyself First on the Bear Market Survival Guide is self-reflection. No one can tell you what kind of drop in your portfolio you can handle, or what your relationship to risk is. Investors sit on different ends of the risk-tolerance spectrum, and it’s your obligation to know where you lie. This is particularly important in bear markets, as portfolios decline and paper losses materialize. Knowing your personal risk tolerance helps you avoid catastrophic behavioral impulses like panic selling or, on the other end of the spectrum, aggressive buying. Consider the following examples as reflections of the catastrophic nature of both behaviors: As discussed in a previous article, panic selling an investment in the SPDR S&P 500 ETF (NYSEARCA: SPY) at the end of 2009 would have yielded a 57% loss on an investor’s portfolio (assuming they had made their purchase at 2007’s top). If held until the peak of 2022, this loss would’ve been a 450% gain. Starting at $100,000, panic selling in 2009 would have yielded a portfolio value of $43,000, while holding until 2022 would have yielded a portfolio value of $450,000. Similarly, aggressively buying risky crypto coins like Shiba Inu (CRYPTO: SHIB) in February 2022 would have yielded a nearly 80% drop in value by June. In four months, a $100,000 investment would have dropped to $20,000. Aggressively buying risky investments may have yielded spectacular results in the midst of a bull market, but in a bear market, it could mark the end of your investing career. The first step to preventing that outcome is knowing your risk tolerance. The second is considering that you are in a bear market and that behaviors that worked before may not work now. Let The Professionals Guide You Self-awareness and self-control are keys to success in the investing field, but that doesn’t mean you have to develop these skills on your own. By enlisting help from experienced professionals, traders can shorten the learning curve required to adopt a psychological edge in the market. For Caleb & Brown, providing investors with the tools and knowledge to make sound decisions in bear markets is a fundamental business pursuit. As the world’s leading cryptocurrency brokerage, Caleb & Brown offers personalized broking services to each of its crypto investors, covering all matters of questions and concerns through its communication efforts. With Caleb & Brown, investors can expect open conversations with their brokers whenever and wherever they’re needed. Caleb & Brown has helped over 20,000 investors avoid catastrophic losses and prepare for future bull markets. Click here to learn more about how you could be next. Interested in learning more about the best way to survive a bear market? Check out the previous article in this series here. We help our clients buy, sell, swap, and safely store cryptocurrencies, with a 24/7 personal broker service. Our clients can reach their personal broker on the phone and email at any time. Our clients range from beginners needing assistance to buy their first cryptocurrency, to seasoned investors needing a professional service to make high value, complex trades. We put personalised service, education, and consumer protection at the heart of everything we do. We were founded back in 2016 and we now have over 21,000 clients in more than 100 countries, serviced by 76 staff based in our offices in Melbourne, Sydney and London. This post contains sponsored advertising content. This content is for informational purposes only and is not intended to be investing advice. Contact Details Chris Nedelkos chris@calebandbrown.com Company Website https://calebandbrown.com/

October 21, 2022 09:00 AM Eastern Daylight Time

The Best Way To Survive A Bear Market? Some Say, “Do Nothing”

Caleb & Brown

This educational guide exploring How To Protect Crypto Assets in a Bear Market was created in conjunction with Caleb & Brown. Caleb & Brown is the world’s leading cryptocurrency brokerage. Learn more here. Between 2007 and 2009, the SPDR S&P 500 ETF (NYSEARCA: SPY) declined by 56.8% — the greatest price fall in the exchange-traded fund’s (ETF) history. Few could prepare for the psychological toll of that kind of drop. At the time, many had been informed that index funds and ETFs were safe bets. Undoubtedly, professionals would have informed investors that the S&P 500 had survived two world wars and presidential assassinations, and that the 2008 crash, in due time, would be just another addition to that list. Without help from professionals, it takes substantial willpower and courage to stop emotions from taking over during tough times. However, it is the decisions you make at these pivotal moments that could define the trajectory of your wealth. History tells the story in vivid detail: Since the SPY’s apocalyptic decline between 2007 and 2009, the S&P 500 has increased by more than 450%. In a world which celebrates quick fortunes, it takes a special kind of person to appreciate the value of time as a compounder of wealth. For business magnate Warren Buffett, times of crisis represent buying opportunities. In a 1997 letter to shareholders, Buffett wrote, “Smile when you read a headline that says: ‘Investors lose as market falls.’ Edit it in your mind to, ‘ Dis investors lose as market falls — but investors gain.’” Investors gain by getting bargains and avoiding the panic sell. Here’s how to do the same. Average Wins Versus Losses In Bull And Bear Markets The stock market’s history and the figures surrounding bull and bear markets support the argument that time is a great investing tool. By widening time horizons, traders and investors can avoid panic selling in times of crisis and maintain low-cost positions in anticipation of the next bull market. Here are some figures to support this idea: According to Hartford Funds, stocks lose 36% on average in bear markets and gain 110% on average in bull markets. There have been 26 bear markets – as defined by a drop of over 20% – in the S&P 500 Index since 1928, and 27 bull markets. On average, bull market gains far outweigh bear market losses. The average length of a bear market is 289 days (0.8 years), while the average length of a bull market is 991 days (2.7 years). In 98 years of market history, stocks have been on the rise 78% of the time. The figures above are in line with the idea of an ever-growing economy with occasional drops — corrections or recessions — ultimately fueling future growth. This is reflected in the cryptocurrency market, as well. Holding Bitcoin (BTC) and Ethereum (ETH) over any five-year span has always resulted in financial gain. Avoiding The Panic Sell? In his book “The Psychology of Money,” Morgan Housel says, “A genius who loses control of their emotions can be a financial disaster. The opposite is also true. Ordinary folks with no financial education can be wealthy if they have a handful of behavioral skills that have nothing to do with formal measures of intelligence.” One of the greatest behavioral skills the long-term investor can develop is the ability to do nothing in times of crisis. While seemingly counterintuitive, the figures above, and the greatest value investor of our time, tell us this is sound advice. Acting rationally on this information, however, can be difficult when emotions are tied to investors’ money. Objectivity, patience and calm are key. For Caleb & Brown, the world’s leading cryptocurrency brokerage, providing investors with education and professional guidance is a fundamental business value. Unlike exchanges and other brokerages that just provide a platform to execute trades, Caleb & Brown offers personalized service, and is available 24/7 to help clients better understand and navigate the crypto markets through bearish conditions and bull runs. When emotions start to take control of the wheel, it never hurts to have a professional who’s just a phone call away by your side. Make sure you’ve got the guidance you require to help you avoid the panic sell. Click here to learn more about Caleb & Brown. Interested in learning more about the similarities and differences between crypto winters and bear markets? Check out the previous article in this series here. We help our clients buy, sell, swap, and safely store cryptocurrencies, with a 24/7 personal broker service.Our clients can reach their personal broker on the phone and email at any time.Our clients range from beginners needing assistance to buy their first cryptocurrency, to seasoned investors needing a professional service to make high value, complex trades.We put personalised service, education, and consumer protection at the heart of everything we do.We were founded back in 2016 and we now have over 21,000 clients in more than 100 countries, serviced by 76 staff based in our offices in Melbourne, Sydney and London. This post contains sponsored advertising content. This content is for informational purposes only and is not intended to be investing advice. Contact Details Chris Nedelkos chris@calebandbrown.com Company Website https://calebandbrown.com/

October 21, 2022 08:55 AM Eastern Daylight Time

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CMO Spotlight: eCommerce Aggregator Society Pass Inc (NASDAQ: SOPA) CMO Talks With Benzinga On The E-Commerce Company’s Presence in Asia And The Problems It’s Solving

Society Pass Incorporated

E-commerce in Southeast Asia continues to grow by leaps and bounds. The region’s e-commerce industry is expected to reach $89.67 billion in 2022, an increase of $15.31 billion from last year’s $74.36 billion. Only four countries are expected to grow faster than Southeast Asia’s combined figures in 2022, and two of them — The Philippines and Indonesia — belong to the region. It is this growth that e-commerce aggregator Society Pass Inc. (NASDAQ: SOPA) plans to capitalize on, and both the aforementioned countries are already part of Society Pass’s business plan. Benzinga recently talked with Chief Marketing Officer Rokas Sidlauskas to discuss the company’s business, its target market and more. Society Pass’s Vision And Sidlauska’s Perspective About The Company Society Pass, also known as SoPa, is an acquisition-focused e-commerce holding company that is looking to become the goliath of e-commerce in Southeast Asia. The company operates in six verticals: loyalty, lifestyle, food and beverage, telecom, digital media and travel. SoPa is building what it says is a next-generation loyalty program across multiple verticals — a platform where users are rewarded for their daily and ordinary activities such as ordering food, purchasing clothes and buying travel tickets. Sidlauska, who just joined the team at SoPa on the 1st of September, was attracted to the company because of the loyalty program project, CEO Dennis Nguyen’s drive to see it come to fruition and the opportunity to work with talented people to create a product that rewards customers. The company operates in Vietnam, Indonesia, Philippines, Singapore and Thailand. SoPa looks to expand into other markets in Southeast Asia. Demographically, SoPa’s target market is 15- to 50-year-old tech-savvy individuals predominantly living in urban areas where the company operates. “There are around 575 million people who live in the markets that we operate in now. This market is rapidly growing economically, is young and technically engaged, which just highlights how promising of an environment this is for SoPa to be building our operations in,” Sidlauska said. According to Sidlauska, the challenge with loyalty programs is that they are company-centric or vertical-centric. Being company-centric in nature means you can only redeem points through a specific shop while vertical-centric implies they can only be used in a certain industry. Other challenges include difficulty in redeeming points, ensuring their validity and transferring them from one person to another. Sidlauska believes that what SoPa is building will resolve these challenges and allow customers to use their points across different verticals. The Problem SoPa Is Looking To Tackle SoPa is looking to create a win-win environment whereby customers are rewarded for their loyalty to certain brands and services on a daily basis while an opportunity is created for brands to connect with this loyal customer base and increase their revenue. The company’s unique selling point is the reward they offer for all transactions in the SoPa loyalty program. For instance, customers can buy a ticket via a travel agent and then redeem those points in their local market by ordering food. SoPa’s management team includes the CEO, who has over 25 years of experience in the business and finance world. Some of the company’s ventures are run by original founders, such as Leflair Group CEO Loïc Gautier and Johanes Chang who runs NusaTrip Indonesia and has over 20 years of experience in the travel and leisure industry. Commenting on the challenges they are overcoming in the next 12-18 months Sidlauska said, “There are a number of challenges of various levels of complexity. Tokenomics or the point system is something that requires a lot of effort to ensure that economically it makes sense for all ventures and companies that will take part in this loyalty program. Additionally, there are some technological challenges such as making sure that all companies connect to this system and communicate flawlessly. “There is a lot of work to be done, but we are very happy to be on this journey and look forward to delivering a world-class product to the market in Q1 of 2023.” About The CMO Sidlauskas joined SoPa in September after spending several years working in different managerial positions in the digital health space. He has spent the last 11 years in Asia, working in various management roles mostly in e-commerce and digital business. After completing his Bachelor of Arts degree in European studies and politics at the University of West of England in 2008, Sidlauskas started his career as a regional sales executive at Ulysses Systems before joining ding.com, formerly known as Ezetop, in 2010 as a business development manager. He has also worked as a business development manager for The Legal 500, vice president of sales for Ensogo, vice president of international business development for Passport Asia, director/venture lead for CMG.ASIA. Sidlauskas’s most recent role before joining SoPa was as head of product development solutions at Hello Health Group, one of the leading digital health companies in Southeast Asia. As a loyalty and data marketing ecosystem, Society Pass operates multiple e-commerce platforms across its key markets in SEA. Its business model focuses on analysing user data through the expected launch of its Society Pass loyalty platform and circulation of its universal loyalty points, which seamlessly connects consumers and merchants across multiple product and service categories to foster organic loyalty. Since its inception, SoPa has amassed over 1.6 million registered consumers and over 5,500 registered merchants/brands on its platform. It has invested 2+ years building proprietary IT architecture with cutting edge components to effectively scale and support its consumers, merchants, and acquisitions. Society Pass provides merchants with #HOTTAB Biz and #HOTTAB POS – a specialized POS technology solution, a comprehensive system for payment, loyal customer management, user profile analytics, and convenient financial support packages for small and medium-sized enterprises. In addition, SoPa operates Leflair.com, Vietnam’s leading lifestyle e-commerce platform, Pushkart.ph, a popular grocery delivery company in Philippines, Handycart.vn, a leading online restaurant delivery service based in Hanoi, Vietnam, and Gorilla Networks, a Singapore-based, blockchain/web3-enabled mobile virtual network operator. For more information, please check out: http://thesocietypass.com/. This post contains sponsored advertising content. This content is for informational purposes only and is not intended to be investing advice. Contact Details Dennis Nguyen: Founder, Chairman & CEO +1 877-440-9464 dennis@thesocietypass.com Company Website https://thesocietypass.com

October 21, 2022 08:00 AM Eastern Daylight Time

Is This A Robotics Company With No True Competitors? Meet AvaWatz

AvaWatz Inc.

In many collaborative industries, effective communication, project management and systems for effective teamwork are now considered essential. As the demand for robots increases in various industries, the need for collaborative robots (cobots) is also seemingly rising — basic robots might not be able to effectively complete various tasks for companies that demand collaborative elements without complicated programming to do so. AvaWatz Inc. is a decision intelligence tech firm that supplies for the growing demand for cobots. The company created a product platform called ARYA that enables teams of mobile robotic agents to work together — either independently or alongside human partners — to perform complex multipart tasks. Powerful machine-learning methods combine the capabilities of individual mobile robots into a unified system for collaborative detection, decisioning and action. ARYA is scalable to support a range of indoor and outdoor scenarios. Cobots can be used in a variety of fields to perform tasks that are too difficult, dangerous or tedious for humans alone. Cobot teams are adaptable and might help solve challenging problems for public- and private-sector customers in industries such as the military, aviation, search and rescue, construction, infrastructure and transportation. The U.S. Air Force, Army and Department of Homeland Security are funding AvaWatz research and development to advance the existing technology. As robotic technology increases — as has been seen in recent years with the development of drones, self-driving cars and industrial mobile robots — the need for learning platforms that can assist cobot teams may also increase. An Emerging Field With Unique Opportunity And Growth? AvaWatz is a unique company because wherever there is a need for cobot teams, there is a need for programming to make them work. The company says it doesn’t have any true competitors yet because robotic manufacturers are customers, not competitors. Cobots likely aren’t going away anytime soon. In 2021, the global collaborative robots market size was valued at $1.01 billion and is expected to expand at a compound annual growth rate of 31.5% from 2022 to 2030. More than 500 companies are making products in the robotic industry, and because of the adaptability of AvaWatz technology, they are potential customers. AvaWatz says it has the technology to reach a huge market with virtually no competitors and only potential clients. This is a feat few companies might be able to boast of. Discover what the AvaWatz investment opportunity involves by clicking the offer link: https://www.startengine.com/avawatz AvaWatz is a decision-intelligence company charting a new frontier in “Cobots” - collaborative air and ground robots. Leveraging AI and advanced knowledge network technologies, our cooperative robotic services are programmed to carry out tasks too dangerous, difficult, or time-consuming for humans. Our initial services target airfields, ground transit, and surveillance missions across private, government, and defense sectors, with a working prototype piloted by the U.S. Air Force. Visit https://www.startengine.com/avawatz to learn more. This post contains sponsored advertising content. This content is for informational purposes only and is not intended to be investing advice. Contact Details Rajini Anachi rajini@avawatz.com Company Website https://avawatz.com

October 21, 2022 08:00 AM Eastern Daylight Time

VideoXRM Gets Your B2B Video Found

VideoXRM

VideoXRM, a B2B content distribution and discovery platform, launched its beta site today with a commercial launch slated for January 2023. VideoXRM merges the superior communications power of rich media with granular searchability to bring global exposure to video and rich media assets. VideoXRM is the launch brand and new corporate name for this cloud-hosted platform developed over two and a half years as Issuer Pixel. VideoXRM is a scalable media discovery platform leveraging proprietary indexing structures, industry taxonomies and search engine technology that lets content providers upload and individually index their rich media assets to be easily found. Industry Problem – B2B video is hard to find with precise results, which limits its value and potential. It’s either siloed on millions of corporate websites or buried on consumer video portals. Irrelevant results from conventional text searches create frustration rather than solutions. 59% of executives prefer video to reading text. 81% of businesses use video as a marketing tool. 82% of consumer internet traffic will be video by 2022 Global corporate video investments exceed $20K per company, per year - but these assets are hard to locate. Solution – VideoXRM’s patent-pending technology uses highly sophisticated indexing and search technology to make unstructured video content easily discoverable with precision. This new ecosystem delivers huge value to searchers and content providers as businesses increasingly tap the power of video and rich media to differentiate their value and to reach new audiences. The platform is ideal for company-to-company and company-to-customer engagement, news media, researchers, supply chain and procurement managers, M&A sourcing, partnering and benchmarking. VideoXRM has the “Last Mover” advantage in the video and audio sharing industry, bringing structure, searchability, distribution and intelligence to rich media investments. About VideoXRM ( VideoXRM.com ) VideoXRM is a global, searchable video and audio sharing and networking platform connecting corporate rich media content with all potential stakeholders. The platform and smart search technology creates value and knowledge from mountains of unstructured digital media, delivering greater ROI from content investments. VideoXRM’s mission is harnessing the enhanced communicative power of rich media through a new distribution and discovery paradigm. VideoXRM was Co-founded by David N. Baker, who formed Revere Data LLC (Sectorbase) which was acquired by FactSet Data Systems, Inc. His Co-founders are Vadim A. Tarasov, Byron Kwok and David Guzy. Contact Details Catalyst IR David Collins +1 212-924-9800 VideoXRM@Catalyst-IR.com Company Website https://videoxrm.com

October 20, 2022 02:17 PM Eastern Daylight Time

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CloudWerx Announces Infrastructure Services Specialization in Google Cloud Partner Advantage Program

Cloudwerx

CloudWerx, a full-service enterprise cloud consulting firm, announced today that it has achieved the Infrastructure Services Specialization in the Google Cloud Partner Advantage program. A Google Cloud Premier Resell and Service Partner and a fast-growing North American partner, this specialization proves CloudWerx’s expertise in building customer infrastructure and workflows on Google Cloud. Google Cloud Partner Advantage provides organizations with qualified partners that have certified experience in successfully delivering Google Cloud solutions. Organizations that have achieved the Infrastructure Services Specialization — the highest technical designation a partner can earn — have demonstrated technical proficiency, industry expertise, and proven success using Google Cloud infrastructure solutions and services. “We are excited to be aligned with the open source, open community culture at Google Cloud,” said Jason Geis, Co-Founder and CEO of CloudWerx. “Our Digital Native customers that want to take advantage of the open source community and best-of-breed security are migrating to Google Cloud.” “Google Cloud specializations highlight the proficiency required to deliver technical competencies and support to customers,” said Derrick Thompson, Global Head of Partner Differentiation, Google Cloud. “Achieving this specialization is evidence of CloudWerx’s commitment to providing customers with the expertise they need to build and modernize their infrastructure workloads on Google Cloud.” CloudWerx chose to be an exclusive resell and service partner of Google Cloud because of the innovation, customization, collaboration, and flexibility Google Cloud offers its customers when it comes to building optimized and secure cloud infrastructures. To learn more about CloudWerx’s Google Cloud Infrastructure deployment process, please visit cloudwerx.tech/infrastructure. About CloudWerx CloudWerx is an engineering-focused cloud consulting company that provides the most elite technology resources to solve the toughest challenges. Maintaining 100 percent customer retention and a commitment to 11/10 technical, account and customer service, the CloudWerx team has unique experience working in some of the most complex cloud environments at scale and can help your business accelerate with confidence. Please visit https://www.cloudwerx.tech/ to learn more. Contact Details CloudWerx Betsy Reed +1 206-999-3517 press@cloudwerx.tech Company Website https://www.cloudwerx.tech/

October 20, 2022 11:00 AM Pacific Daylight Time

Adventure Together Industry Event Wraps with a Record Attendance and Inspiring Discussions from 37 International Speakers

TourRadar

TourRadar, the Adventure Booking Platform that offers more than 50,000+ multi-day organized adventures across the globe from 2,500+ reputable and niche operators, hosted its second annual Adventure Together event which was a hybrid, held both online and in Vienna, Austria Oct. 18-19, 2022. Furthermore, the company announced increasing travel advisor commissions to up to 12 percent for bookings for the rest of 2022. With more than 2,100 people in attendance, the event brought together thought leaders and practitioners in multi-day touring including travel agents and agencies, tour operators and suppliers, influencers, OTA, and airlines, to provide inspiration, education, and insights into the technology and trends that shape the industry. Sessions covered subjects ranging from marketing, sustainability, distribution, and technology, to indigenous and inclusive tourism. The event theme ‘‘Now What?’ kept topics focused on what adventure travel and multi-day tours will look like in the future and how to plan for success. “Adventure Together gathered industry leaders together for much-needed discussions around the trends and opportunities for organized adventures and group travel in today’s global landscape,” said Travis Pittman, CEO, and Co-founder of TourRadar. “We recognized that there wasn’t a single global event or conference dedicated to the multi-day tour industry with a focus on technology, so we created one.” In his opening keynote, Pittman announced the company is raising commissions on its Agent Marketplace for both new and current travel advisors from up to 8 percent to up to 12 percent until the end of 2022. Agent Marketplace launched in November 2021, and now has more than 3,500 advisors. Pittman told attendees that since the company launched it has had 100 million travelers visit the platform, who have booked more than half a billion dollars in travel, experiencing 4 million days of adventures. Pittman revealed his three predictions for What’s Next; 1. trust, payments & financial technology products will be more critical and top of mind than ever, 2. data-driven storytelling will highlight and drive community impact and sustainability, and 3. digital distribution & tooling will come of age in the multi-day adventure market. In the session Targeting Net Zero – How Is the Multi-Day Tours Industry Responding to the Climate Crisis? Michael Edwards, CEO of Explore! shared insights on their comprehensive carbon-reducing strategy and Nadine Pino shared how The Travel Corporation is collaborating with destinations to build a shared agenda for climate action. Moderator Graeme Jackson, Head of Strategic Partnerships at the Travel Foundation, and one of the co-authors of the Glasgow Declaration on Climate Action in Tourism reinforced the need for travel businesses and destinations to make a commitment publicly and set a deadline for action. The panel also addressed the need to move beyond measurement and offsetting and to start looking at all strategic business decisions through a climate lens. In the Adventuring through Data session, Sher Khan, Industry Lead at Google, and Lia Costa, Analytics Lead at TourRadar discussed how a post-pandemic world brought on different user behaviors and unveiled new travel trends. The two shared data about search terms and shorter booking windows. Costa indicated that 42 percent of TourRadar sales were booked less than 2 months in advance and that Google search volume for multi-day tour & adventure-specific terms increased 44 percent YoY. In addition, Costa reported that the top 10 destinations for summer 2022 TourRadar bookings were all in Europe with Italy, France, England, German, and Switzerland taking the top 5 slots. A panel on Responsible and Sustainable Indigenous Tourism included Anniina Sandberg, Founder of Visit Natives, Sebastien Desnoyers-Picard, Vice President of Operators of the Indigenous Tourism Association of Canada (ITAC), and Aurélie Debusschère a Europe agent for World Indigenous Tourism Alliance. Together, they discussed how the travel trade can make indigenous tourism more responsible by ensuring that businesses are working with majority-owned, operated, and/or managed indigenous people. The panel suggested operators directly engage indigenous people, their elders, and the community to ensure they share the right experiences and content. They also encouraged operators to ensure communities are benefiting from tourism. TourRadar also announced its new brand positioning ‘Adventure Begins Here’ which came from months of consumer and industry research and collaboration with agency partner Park & Battery. TourRadar, the Adventure Booking Platform, helps people seize and savor every opportunity global travel has to offer. “TourRadar has built considerable bonds with its customers but there is an opportunity to form a deeper connection, said Pittman. “The range of options TourRadar provides in the multi-day sector gives us a differentiator that no one else can own.” The announcement, film, and all sessions from the event were recorded and can be found here. About TourRadar TourRadar is the world’s first Adventure Booking Platform, where you can effortlessly book private, group, and tailor-made multi-day organized adventures from 160+ countries worldwide. Founded in 2010, TourRadar was the first to transition multi-day tours to an online marketplace, making them the global leader in the industry today. In 2021, TourRadar further revolutionized the industry by introducing the Adventure Booking Platform, connecting travelers, operators, and travel agents to organized tours through one, easy-to-use platform. www.tourradar.com Contact Details TourRadar Lisa Verbeck +1 310-254-0039 press@tourradar.com Company Website https://www.tourradar.com/

October 20, 2022 12:57 PM Eastern Daylight Time

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CSG Forte Combats Fraud with Launch of End-to-End Authorization Solution, CSG Forte Authenticate

CSG

CSG Forte, a CSG (NASDAQ: CSGS) company and the expert in processing and making automated clearing house (ACH) payments more secure and reliable, today launched CSG Forte Authenticate. To be successful, merchants need lock-tight authentication capabilities that effectively reduce the risks of fraud and automate their processes. Authenticate is an end-to-end payments security solution that empowers merchants across verticals to seamlessly verify account owner ACH payments and reduce the risk of fraud. “At a time when fraud is surging, it is not a matter of if, but when fraud occurs. From customer convenience to ease of acceptance, CSG Forte Authenticate gives merchants the ability to process ACH payments with confidence, securely and reliably,” said Jeff Kump, head of payments, CSG Forte. “CSG Forte continues to modernize our platform to reduce time to activation, ensure that businesses get paid on-time with accuracy and introduce new products that meet evolving customer demands. We’re proud to be industry leaders in helping merchants combat fraud.” According to “The State of Retail Payments in 2022” from Forrester Research, Inc., September 2022, “improving security (fraud, management encryption) jumped to the top of the list of online initiatives, with a significant 42% of retailers including it on their list of priorities.” With CSG Forte Authenticate at the center of ACH payments, an insurance company can reduce fraudulent deposits and increase customer loyalty and trust by depositing a check into the account owned by the person they are writing the check to. With CSG Forte Authenticate, businesses can: Reduce fraud or potential losses, establish a secure financial transaction relationship and improve overall profitability Ensure validated and non-failing inputs to the processor/network, to drive increased acceptance rates Catch errors in the early stages of a transaction and prevent transaction delays, to deliver increased customer satisfaction and loyalty Based on the Merchant Risk Council, the volume of ACH transactions has grown by over 50% in less than a decade, which indicates that ACH payments are a growing segment of the modern payments landscape. CSG Forte’s expertise in same-day ACH technology allows merchants to fuel growth by receiving funds quicker and at a lower price than working with other payment processors. For more information about CSG Forte Authenticate, join us at Money 2020 in Las Vegas #3-222 (Venetian Tower) or visit https://www.forte.net/why-csg-forte/authenticate. # # # About CSG Forte CSG Forte, a CSG company, delivers scalable digital payments for smarter and faster business growth. Our world-class, award-winning technology offers a unified end-to-end payments platform that easily adapts to changing needs and empowers companies to transform their payments operations into a competitive business strategy. With CSG Forte, companies can process omnichannel payments and offer agnostic payment acceptance, shifting payments from a line-item expense to a profit center. CSG Forte manages billions of payments annually for over 81,000 merchants across government, telecom, insurance, and other industries. CSG empowers companies to build unforgettable experiences, making it easier for people and businesses to connect with, use and pay for the services they value most. Our customer experience, billing and payments solutions help companies of any size make money and make a difference. With our SaaS solutions, company leaders can take control of their future, and tap into guidance along the way from our more than 5k-strong experienced global CSG services team. Want to learn more about how to be a change maker and industry shaper like our 1,000-plus clients? Visit csgi.com to learn more. Copyright © 2022 CSG Systems International, Inc. and/or its affiliates (“CSG”). All rights reserved. CSG® is a registered trademark of CSG Systems International, Inc. All third-party trademarks, service marks, and/or product names which are referenced in this document are the property of their respective owners, and all rights therein are reserved. CSG Contacts Jordy Spitale Public Relations +1 (504) 615-8820 Jordy.spitale@csgi.com John Rea Investor Relations +1 (210) 687-4409 john.rea@csgi.com Contact Details Tammy Hovey +1 917-520-2751 tammy.hovey@csgi.com Company Website https://www.forte.net/

October 20, 2022 07:25 AM Mountain Daylight Time

Sekur Private Data Has Seen Wild Growth In Q1 and Q2

Sekur Private Data Ltd

Sekur Private Data Ltd. (OTCQX: SWISF), previously known as GlobaX Data Ltd., has had a remarkable year of growth. The company grew revenue and subscribers in the first and second quarters apart from expanding subscription models and developing technologies. Sekur is a US listed cybersecurity and internet privacy company — with roots in Switzerland — that provides Swiss-hosted secure communications and data management. It uses military-grade encryption security and combines it with its own infrastructure located in Switzerland, under Swiss data security practices and laws. All user data is protected by the Swiss Federal Data Protection Act (FADP) and the Swiss Federal Data Protection Ordinance. Under Swiss federal law, it is a crime to publish information based on leaked “secret official discussions.” In 2010 the Federal Supreme Court of Switzerland found that IP addresses are personal information and that under Swiss privacy laws they may not be used to track Internet usage without the knowledge of the individuals involved. Sekur’s use of some of the strongest privacy protection in the world for individuals and entities makes its Swiss-hosted services attractive. In early 2022, Sekur launched its SekurMail email service and Sekur business plans, a resource for businesses globally. The expansion brought an increase of over 5,600% in sales and an increase of over 1,900% in subscriber signups in the first quarter of 2022 compared to the first quarter of 2021. One reason Sekur appeals to businesses is its disconnect from any Big Tech. The company offers independent, private and secure means of communication through its proprietary technology and secured servers in Switzerland, taking advantage of the country’s tight regulatory laws protecting privacy. Sekur’s ability to promise privacy and security for businesses broadened its market early in the second quarter. In April, Sekur signed an agreement with Tasloko S.L., a Spain-based distribution company that is tasked with distribution for Sekur. This partnership allowed for sales to begin in Colombia, Panama, Peru, Chile and Mexico beginning in June. Central America and South America are vulnerable to cybersecurity threats, especially as the region continues to develop economically and technologically. Sekur’s strategic decision to begin distribution in the region has so far proved successful. In May, Sekur qualified to trade on the OTCQX Best Market, an upgrade from the OTCQB Venture Market. The second quarter also marked continued growth for Sekur, with sales increasing by 1,140% and active recurring paid users rising by 800% compared to the same period in 2021. Technology Advancements In Q1 And Q2 The first half of the year also saw technology and product advancements at the company. SekurMessenger, a defining product of Sekur, expanded to include a proprietary feature and technology coined SekurArchive. SekurArchive allows business clients to archive all employee messages and manage them for the period regulations require while simultaneously allowing the business’s employees to use the Self-Destruct feature, a popular aspect of the messaging platform. SekurMessenger now also has the capacity to facilitate the registration of thousands of users at once, bringing convenience to companies that are mass-onboarding users, whether they be employees or clients. This feature is especially popular in Latin America. Another function of the platform that will further boost privacy and security is a proprietary technology called Chat-By-Invite. This feature allows a SekurMessenger user to invite a non-SekurMessenger user to chat in a fully secure way without downloading the app or registering as a user themselves. This feature is now available in 61 countries with a combined population of 3.4 billion. Between proprietary technology advances and increasing sales, Sekur is setting itself up for continued growth in the third and fourth quarters of this year — and beyond. Sekur Private Data Ltd. is a Cybersecurity and Internet privacy provider of Swiss hosted solutions for secure communications and secure data management. The Company distributes a suite of secure cloud-based storage, disaster recovery, document management, encrypted e-mails, and secure communication tools. Sekur Private Data Ltd. sells its products through its websites www.sekur.com and www.sekursuite.com, and approved distributors, and telecommunications companies worldwide. Sekur Private Data Ltd. serves consumers, businesses and governments worldwide. This post contains sponsored advertising content. This content is for informational purposes only and is not intended to be investing advice. Contact Details Corporate Department corporate@sekurprivatedata.com Company Website https://sekur.com/en/about

October 20, 2022 08:00 AM Eastern Daylight Time

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