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Stairs Financial raises $3.5M to help next generation of home buyers make moves

Stairs Financial

The number of first time home buyers in the US is shrinking and is at an all-time low. They accounted for just 26% of all home purchases last year, the lowest level in 41 years. Helping these first time home buyers achieve their American Dream, mortgage marketplace Stairs Financial has launched today with a $3.5M funding round. The seed funding round was led by Zigg Capital with participation from Y Combinator, its initial investor Antler, Exceptional Capital and others. This investment will empower Stairs to help millions of young Americans defy economic headwinds like interest rates and high prices to become homeowners. Stair Financial was founded by Malcolm-Wiley Floyd and Scott Fritz, who met as roommates at Harvard. The mortgage marketplace helps connect first time buyers with local lenders as well as detailed down payment assistance. Stairs’ free mortgage comparison product is powered by their database of home buyer programs and mortgage products. It leverages automation and computer vision technology to track changes to assistance programs, like fluctuating rates, updated eligibility requirements, and new program launches. Stairs also provides first time buyers with a growing library of resources and guides to take the uncertainty and unexpected challenges out of buying a home. In addition to their Home Buying Guide, which holds first time buyers’ hands through the basics of interest rates, credit and more, Stairs has also built a specific guide to down payment assistance, focused on how it works and how it can help buyers buy homes with less savings than their parents had. Stairs is now live in Texas with licenses across 40 states. They plan to expand nationwide in early 2024. Stairs is hosting home buyer events in Houston, San Antonio, Austin and Dallas, in collaboration with local real estate experts. Malcolm-Wiley Floyd, CEO and co-founder of Stairs Financial commented: “High interest rates, low inventory and high prices have combined to make it really hard for young Americans to buy homes. Our generation has had to deal with two recessions and a global pandemic during our peak earning and home buying years. Many young Americans won’t be able to afford to buy a home with a conventional 20% down mortgage.” “Thousands of down payment assistance and credit programs have sprung up to help first-time homebuyers overcome the challenges, but these home buying options are hard for home buyers to find and evaluate. Furthermore, home buyers have to find a lender who can underwrite the specific loan program they want to apply for. Stairs helps home buyers find the right mortgage for them, with lower down payments, grants, and flexible underwriting.” Ryan Orley, Managing Partner at Zigg Capital added: "Zigg has studied a number of approaches to expand home affordability. The concept of leveraging technology to navigate the complicated system of incentive programs available to eligible homebuyers is particularly impactful and aligned. We are proud to partner with Malcolm-Wiley and Scott Fritz - they are talented entrepreneurs who deeply understand the problem they are solving at Stairs Financial." Stairs is also committed to addressing the systemic racial injustice in home buying. Black homeownership, at 43.4%, remains lower than it was a decade ago. And it is nearly 30 percentage points behind the White homeownership rate of 72.1%. Meanwhile, the Hispanic homeownership rate is at an all-time high, reaching over 50% for the first time, and the Asian homeownership rate is 61.7%. “The Black-White homeownership gap is larger today than it was ten years ago. As banks and lenders create new programs to address this gap, Stairs plans to incorporate them into their platform and help educate homebuyers on their advantages. As a Black founder, it is important to me that our work at Stairs improves equity and access to home ownership for traditionally disadvantaged communities,” added Malcolm-Wiley Floyd. Ryan Sommerville, General Partner at Antler commented: "Malcolm-Wiley embodies an unwavering commitment to tackling society's real challenges, navigating through the toughest solutions with unyielding focus and an indomitable work ethic. Stairs Financial stands as a testament to his dedication, making it one of my most fulfilling investments to date. We’re incredibly proud to be the first investor in Stairs and looking forward to continuing to back Malcolm-Wiley and the top tier team he’s built.” About Zigg Capital Zigg Capital is a venture capital firm based in New York City that invests globally in technology companies touching the real estate, construction, and retail industries. Over the past decade, Zigg's partners have made early-stage investments in leading companies such as Procore, Matterport, OpenSpace, VTS, Kasa, and Tend. For more information, please visit www.ziggcap.com About Antler Antler is the investor backing the world’s most driven founders, from day zero to greatness. Founded on the belief that people innovating is the key to building a better future, we partner with people across six continents to launch and scale high-potential startups that address meaningful opportunities and challenges. Knowing that exceptional founders can come from anywhere with any background, we have offices in 27 cities, including Austin, New York, London, Berlin, Stockholm, Bangalore, Jakarta, Singapore, Seoul, Tokyo, and Sydney. Our global community backs people from the beginning with co-founder matching, deep business model validation, initial capital, expansion support, and follow-on funding. Fueled by a personal passion that goes beyond traditional investing, we have helped create and invested in more than 900 startups across a wide range of industries and technologies, with the goal of backing more than 6,000 by 2030. About Exceptional Capital Exceptional Capital is a pre-seed and seed-stage venture firm.. We focus on being the first investor for B2B software startups. We invest in the US and Latin America, partnering with the most exceptional entrepreneurs from all backgrounds, bringing a strong combination of qualitative and quantitative skills. Contact Details Stairs Financial Bilal Mahmood +44 7714 007257 b.mahmood@stockwoodstrategy.com Company Website https://stairsfinancial.com/

December 14, 2023 10:30 AM Eastern Standard Time

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Reflection Analytics Launches Digital Platform for Comprehensive ESG Audit and Analysis

Reflection Analytics

Reflection Analytics, a technology company delivering ESG investment evaluation, reporting and advisory services, announced today that it has launched Reflect—the first and only platform for investor-focused ESG analysis, serving asset managers, financial advisors, and investors/institutions across six key areas: advisory, due diligence, compliance, portfolio management, auditing and reporting. Launched just two months after the SEC expanded Rule 35d-1, the “Names Rule,” to include ESG terms, Reflect is the market’s only “Names Rule"-compliant software, providing an investor-focused rating that scores companies across 250 data points in 18 ESG sub-themes while also offering asset managers a portfolio management tool to ensure continuous compliance. Under the SEC’s expanded rule, asset managers have 24 months to begin reporting on their alignment, demonstrating that 80% of their investments are in securities that reflect the terms in their name, or risk regulatory fines and fees. Unlike other ESG rating companies, which focus on only financial materiality and from the corporation’s management perspective, Reflect assesses companies from the perspective of an investor’s understanding and reasonable expectations. “The big ESG ratings agencies aren’t evaluating companies from the investor’s perspective—which the expanded SEC ‘Names Rule' requires—but rather are looking at them from a corporate management perspective, which is a real problem,” said Jason Britton, Founder and Chief Executive Officer of Reflection Analytics. “With existing rating methodologies, a company like McDonald’s could have a higher ESG rating than a business focused on reducing greenhouse gases and cleaning up waste. With Reflect, asset managers have, for the first time, the ability to assess investments from the investor’s perspective and at a more granular level.” The SaaS tool assesses companies by benchmarking them against their sector peer group and ranking them by quartile performance. Beyond its use as a compliance tool, Reflect is designed to support values-based investing. The Reflect platform allows advisors, investors and institutions to review portfolios based on ESG components that are most important to them while also identifying types of companies to avoid, such as those associated with weapons or alcohol. After analyzing an investment portfolio, Reflect provides a real-time, percentage-match score, rating investments across 18 sub-themes ranging from “not aligned” to “strongly aligned.” Reflect can also weigh an existing portfolio against a curated list of investments, allowing individuals and institutions to compare assets via a side-by-side analysis. With comprehensive data on 6,500 companies—or 98% of the global market capitalization—the patent-pending software can analyze virtually every asset type, including individual equities, bonds and investments in various structures, including ETFs, mutual funds and SMAs. Like a credit-rating score, Reflect provides investors, advisors and asset managers with the most comprehensive, up-to-date ESG information and the assurance it brings. About Reflection Analytics Reflection Analytics’ patent-pending software—Reflect—is the only ESG ratings tool designed to serve asset managers, financial advisors and investors/institutions across six key areas: advisory, due diligence, compliance, portfolio management, auditing and reporting. Unlike other ESG software, which are reliant on rating methodologies rooted in the corporate perspective, Reflect analyzes 250 data points from an investor-focused viewpoint. As the industry’s only “Names Rule-compliant tool,” Reflect helps portfolio managers meet new compliance standards, with the SEC’s expansion of the “Names Rule” to include ESG funds taking effect in less than two years. Reflect maintains comprehensive self-reported and third-party data on 6,500 companies, or 98% of the global market cap. For more information, visit: www.reflectvalues.com. Contact Details For Reflection Analytics Peter Page ppage@vocatusllc.com Company Website https://www.reflectvalues.com/

December 14, 2023 10:05 AM Eastern Standard Time

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ToolsGroup JustEnough® Brings Responsive AI to NRF 2024

ToolsGroup

ToolsGroup, a global leader in retail and supply chain planning and optimization software, announces that it will be exhibiting the latest AI enhancements to its JustEnough Retail Planning & Execution suite at NRF 2024, Retail’s Biggest Show, January 14-16, 2024. NRF 2024 is a retail tradeshow that brings together more than 6,200 brands from around the globe to New York City for three days of learning, collaboration, and discovery. The event will welcome over 40,000 attendees and feature 1,000 exhibitors. 450 speakers across 170 sessions will cover topics and trends such as AI and machine learning, customer experience, digital transformation, de-risking supply chains, and more. Retailers and industry thought leaders will have the opportunity to see firsthand the impact of JustEnough’s latest developments at Booth #3948. JustEnough now boasts the latest responsive AI technology, thanks to the recent acquisition of Evo, whose AI engine now underpins ToolsGroup’s dynamic inventory optimization capabilities. This enables retailers to allocate intelligently, rebalance and replenish with real-time, store-level forecasts, and dynamically optimize pricing and markdowns for reduced stock-outs and better margins. “With ToolsGroup’s responsive AI, retailers can sense, predict, and respond to subtle but profound marketplace changes, finding optimal ways to serve customers while improving revenue,” said Jason Gautereaux, Vice President of New Customer Sales. “By optimizing reality – working with real-time data for real-time improvements – we enable organizations to make intelligent decisions and drive profitability. “But it’s not just about the bottom line. We’re excited to seize this momentous opportunity to not only find new AI applications within retail but also guide those applications towards a future where supply chains are a force for good. We’re helping organizations maximize their business potential while improving efficiency and minimizing waste – which is good news for the environment.” Additional Resources: Coming to NRF? Book a meeting with the ToolsGroup team HERE. ToolsGroup was named the technology leader in the SPARK Matrix for Retail Forecasting and Replenishment. Download the report HERE. Learn more about responsive AI and quantum learning HERE. About ToolsGroup ToolsGroup’s innovative AI-powered solutions enable retailers, distributors, and manufacturers to navigate through supply chain uncertainty. Our retail and supply chain planning suites empower a new level of intelligent decision making and unlock powerful business improvements in forecast accuracy, service levels, and inventory - delighting customers and achieving financial and ESG KPIs. Stay in touch with ToolsGroup on LinkedIn, Twitter, YouTube, or visit www.toolsgroup.com. Contact Details Meir Kahtan +1 917-864-0800 mkahtan@rcn.com Company Website https://www.toolsgroup.com

December 14, 2023 10:00 AM Eastern Standard Time

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El Salvador To Provide Visas With Crypto Contributions; Altcoin Hype Grows With Dogecoin (DOGE), Meme Moguls (MGLS) and Floki (FLOKI)

Total Media

Tether recently announced that El Salvador will offer visas in exchange for cryptocurrency contributions. This is a significant leap forward in global crypto adoption, which made many altcoins like Dogecoin (DOGE) and Floki (FLOKI) soar. However, one new ICO currently in Stage 1 of its presale is also making headlines - Meme Moguls (MGLS). With a projected surge of 100x in 2024, let’s look at all three of these tokens and what makes MGLS stand out. >>Buy Meme Moguls Today<< How High Will Dogecoin Go? According to crypto analyst Crypto Bullish, Dogecoin (DOGE) recently surpassed the $0.10 milestone. Most importantly, the Dogecoin price hit this mark on the same day as its 10th anniversary, December 6. After this surge, DOGE managed to maintain this level, and it now trades at $0.1006 on December 9. This bullish trend may continue when we look at the Dogecoin technical analysis. Over 25 technical indicators for it are flashing green signals, while this altcoin has experienced 20 positive trading days in the last month. These are great bullish signs, and experts have taken notice. They forecast a potential price surge to $0.1045 before 2023 ends. This Dogecoin price prediction makes DOGE a good altcoin to watch. Meme Moguls: The Top Crypto To Buy According to Statista, the meme industry value is expected to grow to $6.1B by 2025. While there are currently numerous meme-tokens, they may not match Meme Moguls (MGLS). Some experts have labeled it as the best crypto investment anyone can make at the moment. Essentially, Meme Moguls will introduce a one-of-a-kind play-to-earn game where you can learn the delicate art of investing and wealth-building. As a noteworthy feature, you may even compete against other traders in an exciting head-to-head battle with a “winner-takes-all” scenario. The primary rewards for this will be meme assets. The crypto community is excited about this play-to-earn token with utility as a meme coin. This frenzy is evident as over $178,000 USDT has been raised so far in Stage 1 of its presale. One MGLS now costs only $0.0021, but obtaining it will bring you many perks. For instance, you can stake your tokens for significant rewards and gain governance. If Meme Moguls gains the adoption it deserves as a project that will bring something never-before-seen, experts predict a 100x growth to $0.19 in 2024. Those who purchase it now will capitalize on this growth while obtaining a 30% deposit bonus. If you are active on the Meme Moguls X account, you will also participate in a $10,000 giveaway at the end of each presale stage. Floki (FLOKI): Reveals Valhalla Gameplay Floki (FLOKI) recently revealed the open-world gameplay for Valhalla, its new NFT metaverse game. This gameplay showcased many exciting game aspects like the daily quests, world exploration, and more. After this Floki news, its price increased from $0.00004029 on December 8 to $0.00004146 on December 9. Moreover, this Floki price may continue rising if we look at the technical analysis. It is now trading above its 50 and 100-day EMAs while also showing 26 technical indicators in the green. Market analysts have taken note of all these developments when making their Floki price predictions. Therefore, they foresee a potential rise to $0.00004608 before 2023 finishes for this altcoin. Crypto’s Evolution and Excitement As El Salvador pioneers a crypto-centric visa program, altcoins like Dogecoin, Meme Moguls, and Floki will gain traction. However, Meme Moguls will stand out with real utility (governance and as in-game currency), while Dogecoin and Floki are solely hype-based. Moreover, its low market cap means it will surge faster than its rivals as fewer new funds are needed. Therefore, Meme Moguls is the top crypto to buy right now. Visit Meme Moguls Contact Details Total Media Solutions media@Totalsolutionspr.io

December 14, 2023 09:00 AM Eastern Standard Time

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New Survey Reveals 77% of American High School Students Feel Overwhelmed by Tests

Bespoke Education

Bespoke Education Inc., which for more than 20 years has provided the highest quality tutoring, test preparation, and academic support to students from elementary through graduate school in both New York and France, today released a survey of parents of American high school students (n=600) in the wake of the last paper-and-pencil SAT exam earlier this month. Ahead of the nearly 100-year old paper test giving way to the future, all-new digital SAT coming in March, the survey showed that: Parents are taking the SAT very seriously with nearly 70% saying their students will take the test; only a small minority of parents say their kids will not take the SAT. Students start SAT preparations early–a majority have started by the end of the previous school year. Students prepare mainly through either self-study, or through SAT preparation and tutoring programs. About three-quarters of all parents report that their children “sometimes” to “always” feel overwhelmed or stressed about an upcoming test. Here is a detailed breakdown of the more important findings: Notwithstanding the decision of more than 2,000 higher education institutes to put test-optional admissions policies in place, parents and students continue to attach great importance to SAT results. A large majority (67.6%) of parents report that they are certain their child(ren) will take the new SAT this year. Q2: Will one of your children be taking the new SAT this year? ““Parents are clearly taking the SAT very seriously.” They intuitively know that the SAT test scores will continue to be important in later life for most American high school students,” said Bespoke Education CEO Tim Levin. Asked when their student(s) will begin preparing for the new SAT, a majority of parents (64.31%) reported that their student(s) either started this past summer or began preparing when school started. Q3: When will your student(s) begin preparing for the new SAT? “I was positively surprised by these answers. We will always recommend that students start preparing for the tests no later than when school starts. Starting after December significantly decreases the odds of posting a good test score,” said Levin. Students prepare for the SATs through self-study using books and online resources (34.46%), enrolling in an SAT preparatory course or tutoring program (28.69%), or participating in school-offered SAT preparatory sessions or workshops (26.76%). Q4: How exactly is/are your student(s) preparing or planning to prepare for the new SAT? “The most important thing is not how students prepare, but that they prepare. Fortunately, parents can choose from a number of options to help their student test takers develop the skills and confidence needed to perform at their best on test day. And of course, digital resources have made self-study much more valuable,” added Levin. The minority of parents with students who will not take the test were asked why these students would not take the SAT test. The number one answer to this question was that their student(s) is/are taking an alternative test (e.g. ACT) instead. Coming in second place, under “other,” a plethora of answers followed that seem to indicate that there is uncertainty with some parents on whether SAT tests are actually still taken. Third comes the answer that the colleges where parents are considering applying have test-optional admissions policies in place. Significantly, 8.05% of students will not take the SAT test because of stress or anxiety. Q7: Why will your student(s) not take the SAT? Parents were also asked to which degree their children feel overwhelmed by tests. 77.26% of parents report that their children feel “sometimes,” “often,” or “always” overwhelmed or stressed about an upcoming test. 40.19% feel either often or always overwhelmed. Q8: How often have one or more of your children expressed feeling overwhelmed or stressed about an upcoming test? On the question of how parents normally help their child(ren) cope with test anxiety, a large majority (65.01%) answered that they counsel their children themselves. “Test-related stress is a very real problem for many students but it can be addressed. That means teachers, counselors, tutors, and parents must get involved in supporting students as they prepare,” said Levin. “We expect stress levels to diminish as students become more comfortable with the new digital format, which is more accessible and less intimidating than the 100-year old paper version it replaces.” On the survey The survey was run on October 25, 2023. A total of 600 parents of American high school children were surveyed. 65.83% of all respondents were between 34 and 44 years old. 24.33% were between 45 and 55 and 9.83% were older than 54. All respondents lived in the United States. 49.17% were male, 50.83% were female. About Bespoke Education With offices in New York and Paris, France, Bespoke Education's mission is to provide exceptional educational support for students throughout their schooling. For over two decades, Bespoke's team of tutors, proctors, and full-time staff have offered the highest quality tutoring, test preparation, and academic support to students from elementary through graduate school. Bespoke has worked with more than 50,000 students in the Tri-State area and around the world. Knowing the schools, administrators, and curricula in the areas where it serves, Bespoke builds long-term relationships with students, families, counselors, and administrators to provide the most comprehensive services. Bespoke believes the mentor-student relationship is fundamental to guiding students in acquiring new habits and skills. Once this trusting relationship is established and students meet with newfound success, they become increasingly confident and motivated to take on new challenges. Contact Details Razor Sharp PR Ray Young +1 512-694-6097 ray@razorsharppr.com Company Website https://www.bespokeeducation.com/

December 14, 2023 08:00 AM Eastern Standard Time

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Dogecoin (DOGE) turns 10; Traders Eye Pullix Exchange (PLX) & Kaspa (KAS) For faster market cap growth

Total Media

The crypto market is booming. Dogecoin (DOGE) is celebrating its 10th birthday, while Pullix (PLX) and Kaspa (KAS) are making headlines with their explosive growth potential. Pullix is currently in its first stage of presale, and is tipped to surge 100x in 2024. Let's find out why. Dogecoin (DOGE) Celebrates 10th Anniversary with Strong Performance Dogecoin (DOGE) is celebrating a decade of existence and showing signs of stability. Moreover, over the past week, its InvestorsObserver Sentiment Score has been "Neutral," suggesting a balanced market outlook with no strong buy or sell signals. Additionally, Elon Musk's love for Dogecoin (DOGE) has helped its price jump. He calls himself the "Dogefather," and even changed X's logo. Thus, it has gotten investors excited and pushed the price of Dogecoin (DOGE) up. The recent market rally has also been fueled by optimism for the launch of spot crypto ETFs and anticipation of Fed rate cuts. These factors have helped to push the price of Dogecoin (DOGE) to new 2023 highs. Dogecoin (DOGE) is currently trading at $0.0983. Dogecoin’s (DOGE) price is still far from its all-time high of $0.74, sitting 86.72% lower. Kaspa (KAS) Price Soars Over 2700% in a Year Kaspa (KAS) is making waves in the crypto world. It's now available on more exchanges like Bitrue and Exchange.io, making it easier for everyone to buy and sell Kaspa (KAS). Thus, more people can join the growing Kaspa (KAS) community, and participate in its exciting ecosystem. Additionally, Kaspa (KAS) has also launched its mobile wallet, Kaspium. This user-friendly app makes it easy to send and receive KAS tokens, track your balance, and stay connected to the Kaspa network. All these developments are fueling Kaspa's (KAS) impressive growth. Kaspa’s (KAS) price has skyrocketed by over 2,700% in the past year, reaching a high of $0.15. While it's currently at $0.13, it's clear that Kaspa (KAS) is on an upward trajectory. Pullix: A Crypto Trading Platform Primed for Explosive Growth in 2024 Crypto trading is exploding, with copy traders leading the charge. 9 out of 10 copy traders made money in both futures and spot trading, raking in over $74 million. This shows how much potential individuals have in the crypto market, and Pullix is ready to give them superpowers. It is an exciting new crypto trading platform, currently in the first stage of its presale, attracting significant attention and buzz in the crypto community. But what makes Pullix so special? And why are experts predicting a 100x surge in its native PLX token in the coming year? Let’s see… Unlike slow, expensive, and complicated trading platforms, Pullix uses blockchain technology to make trading faster, cheaper, and easier. The platform's advanced security system protects user funds, and ensures that your money is always safe. But what really sets Pullix apart is its revolutionary way to earn passive income. Through its native PLX token, users can earn passive income in multiple ways. Pullix lets users earn passive income with staking, market-making, and diverse investment options. Furthermore, users can choose long-term holding with staking rewards, contribute to platform liquidity for a fixed interest rate, or explore traditional and new crypto-based strategies to customize their income generation. Thus, it is expected to grow rapidly in 2024. This early sale lets users get PLX tokens for a lower price of $0.042. Don't miss out on this chance to join Pullix at its early stage. For more information regarding Pullix’s presale see links below: Visit Pullix Join The Pullix Communities Contact Details Total Media Solutions media@Totalsolutionspr.io

December 14, 2023 07:20 AM Eastern Standard Time

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New Era in DeFi: Everlodge (ELDG) Outshines Ethereum (ETH) and Solana (SOL)

Total Media

Ethereum (ETH) is the leading DeFi project with a TVL of more than $30 billion. While Solana (SOL) is hot on the tail of Ethereum with its fast transaction speeds and growing popularity, a new player has entered the DeFi game — Everlodge (ELDG). This new DeFi project is especially intriguing as it surged by 170% during a presale phase of discounted tokens. Let's examine Everlodge's offering and why it's creating quite a buzz in the DeFi world. Revolutionizing Real Estate Investment with Everlodge (ELDG) Everlodge is reshaping the $280T real estate industry by using blockchain technology to transform physical properties into digital assets. This enables anyone to invest, trade, and own a fraction of the world's real estate. $100 is all that retail investors need to own a fraction of some of the most sought-after properties in the world. Everlodge isn't just revolutionizing ownership but is also energizing the broader real estate sector. The Launchpad function is a central hub between ambitious property developers and a community of investors. It's a place where developers can easily secure development capital while investors gain access to exclusive pre-sale deals. Then there's the Rewards Club, a testament to Everlodge's vision of delivering unparalleled experiences. Whether it's enjoying complimentary stays, monetizing acquired nights, or leveraging property-related NFTs for loans, there are rewards for all to enjoy. While the Everlodge platform has yet to launch, the ELDG token can be bought for just $0.027 during the presale. This price will keep increasing as word spreads about the project's potential. Once on exchanges, ELDG is expected to surge by 30x when the platform launches. ELDG tokens are well worth holding onto as they come with staking rewards, exclusive deals, discounts on stays, reduced fees, and more. This means that holders may not only benefit from potential token price appreciation but also from additional incentives. Everlodge is the perfect example of DeFi's true potential in the real world. The real estate market is one of the largest and most valuable in the world, and by integrating blockchain technology, Everlodge could become a household name. Visit Everlodge Ethereum (ETH) Price Analysis and Resistance Hurdles Ethereum continues to reign as the leader in smart contract technology, boasting a formidable market capitalization of $270 billion and a Total Value Locked (TVL) of $28.50 billion. Ethereum has been a linchpin in the DeFi arena, powering popular projects like Uniswap, MakerDAO, and Aave. However, Ethereum is starting to lose its sheen as scalability and high gas fees pose major obstacles to further growth. The rise of Solana, Avalanche, Comos, and other Layer-1 solutions has intensified competition, with Ethereum facing challenges in maintaining its dominance. This seems to be reflected in the Ethereum price, which is hovering at the lowest ETH/BTC ratio since June 2022. The ETH/USD chart shows more positive signals, but Ethereum still struggles to surpass the $2,500 resistance area. Yet, there are positive developments for Ethereum. Notably, Blackrock and other institutional entities are seeking the SEC's approval for spot Ethereum ETFs, which could propel ETH to new heights and potentially ignite another bull run. The development of layer-2 solutions, like Arbtrium, Optimism, and Polygon, also boost Ethereum's scalability and address its high gas fees. Plus, the anticipated EIP-4844 update will take fees to below a dollar. Whether these technical developments can take Ethereum to the $10,000 price level remains to be seen. Some early Ethereum fans are now using their ETH tokens to join the Everlodge presale, especially while tokens remain at low prices before price discovery begins. Assessing Solana (SOL)'s Market Potential Solana is on a mission to be the fastest and most user-friendly blockchain, and it's gaining significant traction in the DeFi space. Solana fans appreciate that products can already be built on the platform and that it can process thousands of transactions per second. Unsurprisingly, Solana's TVL has grown to $898m, and there are over 50 million transactions daily. The price of Solana reflects the growing interest in the platform, with the current price of $69 representing a 762% gain since January 1st, 2023. But just how much higher can Solana go? The chart shows that $80 is the next strong resistance level to overcome. This price hasn't been achieved since May 2022, so it is unlikely to break it on the first attempt. There is also the looming threat of the FTX Estate selling off billions worth of SOL tokens in the near future. The buying pressure will need to be strong to soak up this sudden influx of tokens, and it will be interesting to see how the market reacts. Solana also faces competition from other layer-1 solutions such as Algorand, Avalanche, and Kaspa. Solana would need a market cap of roughly $900 billion to keep up with Everlodge's expected 30x boom upon release. That's why some Solana holders are taking their 2023 profits and diversifying into the Everlodge presale to potentially catch another huge return. Contact Details Total Media Solutions media@Totalsolutionspr.io

December 14, 2023 07:17 AM Eastern Standard Time

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Bull Run Bonanza: How to Carefully Pick the Next 100x Altcoin King

RoundHouse Media

The crypto bull market has a history of making many millionaires. In previous bull cycles, some top altcoins achieved ROIs greater than 100x. Since we have entered another bull market, altcoins are set to experience parabolic increases. But how do you identify the best cryptocurrencies to invest in? This article will explain how to carefully pick the next altcoin set for a parabolic rise and offer examples of such altcoins. >>BUY $GFOX TOKENS<< Understand the Crypto Market Like every other market, the cryptocurrency market experiences phases of accumulation, uptrends, distribution, and downtrends. The best cryptocurrency investments are often made during the accumulation period or just before the uptrends start. The massive price surge of Ripple ($XRP) in 2017 and Shiba Inu ($SHIB) in 2021 happened during these phases. Thankfully, the cryptocurrency market just exited an accumulation period. This means we’re still in the early stages of the new bull cycle. Find a Project With Potential While we have established now’s the right time to invest, how do you find the best cryptocurrencies to invest in? During the previous bull markets, the biggest gainers were little-known projects. However, they all share similar traits; they were unique projects that sought to establish a new model in the cryptocurrency market. One project treading down this route is Galaxy Fox ($GFOX). This crypto presale project has merged the exciting world of meme coins with play-to-earn (P2E) gaming. By doing this, Galaxy Fox hopes to create a new category of meme coins with real-world utility. The game revolves around unique fox characters engaged in interplanetary combat. Players will embark on an epic journey after selecting their own unique Foxes for the fascinating web-3 game. The best players will receive in-game items and $GFOX tokens for their abilities and accomplishments. >>BUY $GFOX TOKENS<< Get in Early and HODL Through the Bull Market Finding projects as unique as Galaxy Fox is not enough to ensure a 100x price surge during the ongoing bull market. You need to get in early after finding the best crypto to invest in right now. Galaxy Fox has seen a flurry of investors. The project has received more than $820,000 in the last couple of weeks as it has been ranked as one of the best ICO presales. The surge of interest has seen the ERC20 coins of the platform, $GFOX, increase by more than 70% to trade as high as $0.001122. However, it still remains decently priced for investors looking to jump in. Next, you need to HODL through the bull market. For example, the massive Ripple surge in 2017 took approximately 9 months to peak. Shiba Inu experienced it in seven months. With its unique proposition, $GFOX has been ranked among the best cryptocurrencies to invest in for this bull market. Closing Thoughts While often dubbed “overnight millionaires,” investors who reap the most in bull markets spend a good amount of time waiting. So the best strategy is to buy now and hold through the bull market to enjoy the forecasted 100x price growth of $GFOX. Learn more about Galaxy Fox ($GFOX) here: Visit Galaxy Fox Presale | Join The Telegram Group | Follow Galaxy Fox on Twitter Memecoin market is saturated with silly dog coin knock-offs and dodgy Pepe joke coins. What was once a thriving and fun-filled space has lately devolved into a wasteland of coins that lack real utility or serious development – or even something just to make you laugh, like OG memcoins of the past Doge and Shiba Inu once inspired. Contact Details Team media@galaxyfox.io

December 13, 2023 01:00 PM Eastern Standard Time

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William DeCourcy Named AmeriLife’s Chief Lead Generation Officer

AmeriLife

AmeriLife Group, LLC (“AmeriLife”), a national leader in developing, marketing, and distributing life and health insurance, annuities, and retirement planning solutions, announced today that it has named William “Bill” DeCourcy to the newly created role of Chief Lead Generation Officer. Previously AmeriLife’s senior vice president of AmeriLife’s Growth Marketing & Customer Acquisition team, DeCourcy is charged with nurturing and growing AmeriLife’s suite of lead acquisition and performance platforms while ensuring a rigorous approach to generating, securing and managing leads without compromising quality. ‘While we remain relentlessly focused on consistency and volume in support of our affiliates and their agents, it’s also critical that our leads platforms and services adhere to the ever-changing and highly regulated compliance landscape,” said DeCourcy. “I’m excited for this new opportunity and grateful for AmeriLife’s continued focus and investment on what is – without question – the lifeblood of our insurance agents.” Over the course of his career at AmeriLife, DeCourcy has helped pioneer many impactful lead generation efforts, such as helping to establish its direct-to-consumer martech space; creating AmeriLife’s first, real-time lead generation and distribution platform, LeadStar; and representing AmeriLife as president of the Insurance Marketing Coalition. Prior to AmeriLife, DeCourcy worked in progressively senior performance marketing and business insights roles with Marriott Vacations Worldwide, Consumers Energy and Electronic Arts (EA). He holds an MBA from the McCombs School of Business at The University of Texas at Austin. “Over the past year, AmeriLife has made significant strides in the lead acquisition and performance space,” said Ovi Vitas, Chief Marketing Officer for AmeriLife. “The company has introduced new platforms – such as LeadStar and yourDigitalLab – providing agents, marketers, and principals with diverse, high-quality leads, from mail and digital to self-generated and inbound, and more. We look forward to continuing to enhance and expand these always-on platforms to better serve our business under Bill’s leadership.” ### About AmeriLife AmeriLife’s strength is its mission: to provide insurance and retirement solutions to help people live longer, healthier lives. In doing so, AmeriLife has become recognized as a leader in developing, marketing, and distributing life and health insurance, annuities and retirement planning solutions to enhance the lives of pre-retirees and retirees across the United States. For more than 50 years, AmeriLife has partnered with top insurance carriers to provide value and quality to customers served through a distribution network of over 300,000 insurance agents and advisors and 120 marketing organizations and insurance agency locations nationwide. For more information, visit AmeriLife.com, and follow AmeriLife on Facebook and LinkedIn. Contact Details Media Jeff Maldonado +1 321-297-1112 jmaldonado@amerilife.com Partnership Inquiries Patrick Nichols +1 727-726-0726 pnichols@amerilife.com Company Website https://amerilife.com/

December 13, 2023 09:00 AM Eastern Standard Time

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